Secured Loans

Although in most instances we are able to find the ideal mortgage to suit your needs, it may be that a new mortgage is not the best solution for you.

Usually this is a matter of timing. It could be that you are tied in to a deal with your existing lender and would have to pay a large penalty to remortgage, or your circumstances may have changed since you took out your mortgage e.g. becoming self employed and as a result it may be difficult to obtain a mortgage immediately to satisfy your requirements.

In these and other circumstances it may be that the best option would be a secured loan.

If you need to raise finance quickly – perhaps you have seen a holiday home that you need to place a deposit on or need to refinance some debts that are getting difficult to maintain – then we can arrange a secured loan for you until you are able to remortgage.

The cost of a secured loan is generally higher than that of a mortgage due to the higher risk involved for the lender and the cost and amount you can borrow will depend on your individual circumstances.

For more information and to request your free, no obligation consultation with one of our qualified, experienced mortgage advisers, please contact us using the quick enquiry form below.